Forcing Young People Into the System :: Power Line
The least-acknowledged fact in the present debate over health care is that many millions of Americans have no good reason to buy health insurance. This is especially true of single young people, above all single men. They rarely become seriously ill, and they know that if they are unlucky enough to be in an accident or contract a serious illness, they will be treated anyway. So, quite properly, they see no reason to pay for health insurance or--the same thing--place a high value on health insurance as an employment benefit.
Pizza Hut learned this a few years ago when it pioneered a program that made health insurance available to its part-time workers at remarkably advantageous rates. To the company's surprise, few of its part-time employees--fewer than ten percent, as I recall--signed up for the plan. Even at subsidized rates, the vast majority of young, single employees had no interest in spending money on health insurance.
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